Nordiska Embedded is a global platform for Embedded Finance and Banking-as-a-Service (BaaS). It enables companies to integrate financial products directly into their own customer experience. Through Nordiska’s regulated infrastructure and white-label technology, partners can offer tailored banking services such as accounts, payments, cards, and credit under their own brand, without becoming a bank themselves.
The platform provides a complete suite of modular services including:
Accounts & Payments: Streamlined and secure management of deposits, accounts, and transactions.
Card Solutions: Virtual and physical debit or credit cards issued under your brand through Cards-as-a-Service (CaaS) or co-branded programs with loyalty integration.
Credit & Financing: Flexible solutions such as Buy Now Pay Later (BNPL), consumer and SME loans, credit lines, and invoice or contract financing.
Onboarding & UX: Intelligent onboarding, user-friendly apps, and AI-powered assistants for a seamless digital experience.
Compliance & Licensing: Full regulatory coverage including AML, KYC, GDPR, and reporting to supervisory authorities.
API & Integration: A secure and scalable platform enabling orchestration across European markets.